Affirm is a buy now pay later financing option that helps customers pay over time for the goods and services that they need and want. 

Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network — one based on trust, transparency and putting people first — Unlike most credit cards and other pay-over-time options, we show consumers exactly what they will pay up front, never increase that amount, and never charge any late or hidden fees. 

Benefits: 

• Customers have the choice to pick the payment plan that works best for them and their budget 
• Customers will never owe more than they agree to up front 
• There’s no credit impact to apply 
• There are no fees, no gotchas, and no surprises 

What is required to have an Affirm account?

To sign up for Affirm, you must: 

• Be 18 years or older 
• Provide a valid mobile number and agree to SMS messages 
• Provide your full name, email address, date of birth, and the last 4 digits of your social security number 

Affirm isn't always able to offer credit for the full amount that you request. In these cases, Affirm will ask you to make a down payment within the Affirm app for the remainder of the purchase. The down payment amount can't be changed and must be made upon confirming the loan and before the loan offer expires (within 24 hours).